Clear and concise summary:
- Allow creators to make a budget of expenses they have.
- Use snowdrift.coop as an intermediary that can pay bills directly. (Verified Expenses).
- Allow patrons to pledge payment towards these specific expenses.
Use something like Preshold for funding these items.
The nitty gritty details:
I believe that FLO projects, or any sort of community funded project, should include the values of Transparency, Democracy, and meaningfulness. These values and concepts that I think all projects should have, and we have all discussed at one point or another in this forum. This proposal includes aspects of all of them.
A creator having a public budget clearly increases transparency and builds trust. For example we at snowdrift.coop already does this. (Although it is out of date). I think this is a good start but the process should be more formalized.
From an implementation and technical perspective, there are payment processors that consolidate bills and are connectable via api. More research would need to be done, but two companies I found with a quick search were BillGo and Plastiq.
These companies both have API’s that allow banks and fintech companies to route payments towards various bill payments such as electric, water, and waste utilities, internet providers, cell phone providers, insurance, and more. Plastiq even supports sending cheques in the mail so creators who have landlord that only accept checks could be paid via this process as well.
Allowing patrons to cover the bills of creators directly would dramatically increase transparency and trust in my opinion. I think it would also increase meaningfulness. Donating $10 to some faceless project doesn’t feel as good as contributing towards the internet bill of a specific person who creates programs that I enjoy. Or the server rental fee. Or their weekly meal box. Etc.